Bridging the Financial Gap
Interest only loan, designed for a short period of time secured on residential, commercial or industrial property
Bridging Finance
A bridging loan is an interest only loan, designed for a short period of time – typically 3 – 12 months secured on residential, commercial or industrial property.
Bridging loans can be completed quickly as there is a lot less red tape than other forms of finance. They can also buy you valuable time when you want to take advantage of an opportunity such as acquiring a property at a one-off special price or if your borrower needs to renovate an un-mortgageable property ready for rental or sale.
As the loan is interest only and for a short term, it’s important to know how the loan will be repaid. Typically this is through the sale of the property, maybe after it’s been refurbished, or by refinancing with another lender on a longer term loan or mortgage.
To find our more about how we may be able to help you, contact us today.
Commercial Mortgages
Whether you are purchasing new premises or expanding an existing property portfolio, our independent advice service ensures our clients are matched with the right lender and funding solution to meet their commercial mortgage needs.
We are always happy to meet new clients to discuss how we can help with commercial mortgages. We understand that cost is always an important factor for our clients, and our independent service means that we obtain the most competitive rates and terms available for them.
We support clients from all business sectors with their property purchases including:
- Residential and Commercial Property Portfolios
- Commercial & Retail units
- Warehouses & Storage Yards
- Semi Commercial Units with separate living accommodation
- Public Houses & Restaurants
- Professional Practices & Care Homes
- Hotels & Guesthouses
- Agricultural Land & Buildings
- SIPP & SASS Pension Mortgages
- VAT Bridging facilities
- Property Refinance facilities
As part of our customer focused approach, we provide a high level of support to our clients from initial enquiry stage, through to completion of their project, ensuring proposals are dealt with in a timely and cost effective manner.
To find out more about how we may be able to help you, please contact Steve at [email protected].
Residential Mortgages
Whether you are buying your own home or an investment property, most people need a mortgage to do so. There are so many mortgage loans available that it can be difficult to choose the right one for your circumstances. Your mortgage is likely to be your biggest monthly outgoing and could potentially be with you for a long time. It is important that you get all the information you need before making such a major decision – and that’s where we can help.
Mortgages don’t come in a ‘one size fits all’ package; depending on your situation, there are various mortgages that may be suitable for your needs. Here at Stepping Stones our aim is to assist you in selecting and applying for the best possible mortgage or finance package for your circumstances, while making the whole process as simple as possible.
We understand that our clients have individual requirements and that’s why we get to fully understand your specific needs and personal circumstances before recommending a product to you. Our obligation-free mortgage consultations will enable you to fully understand the options and the best deals available. A free consultation can be organised at a time to suit you, with flexible evening and weekend appointments available.
With our whole market approach, we can assist you to secure the best mortgage deals out there, which can in turn enable you to make both short term and long term savings.
We have over 10 years experience in our industry and during this time we have developed strong relationships with the major high street mortgage lenders and specialist lenders. With such a wealth of experience we fully understand every aspect of our business and how we can help you achieve the best deal out there. Communication with our clients is key and we take the time to explain all the options that you may be eligible to apply for, including how your decision will affect your monthly outgoings.
By providing a client focused, tailor made service, we can assist all types of buyers from first time buyers who are looking to secure their first mortgage to clients who are moving up the housing market.
With an open and transparent pricing system and a friendly manner, we hope that we will have the opportunity to provide you with a first class mortgage broker service for many years. If you are looking for a local mortgage advisor call us today, arrange an appointment or email [email protected]
